ROLE OF IT IN THE FIELD OF INSURANCE

JAKARTA-The role of agents in the insurance industry remains important, although the owner of Microsoft, Bill Gates, has said an intermediary in this case the agent will be destroyed. Because, people buy insurance policies simply through the internet. However, Deputy President Director and Chief Marketing Officer, AIG Lippo Life, Sugianganto Budisuharto, say, does not agree with that statement then was corrected by Bill Gates himself. “What if agents use the Internet,” said Budi said, laughing.
People are dealing with people rather than with the monitor screen. And again, Indonesian people do not feel you need insurance if no one warned.
People who buy insurance through the internet are people who really intend to buy insurance for themselves. “The fear of precisely his insurance company. Do-do people who want to buy insurance through the internet had a specific purpose such as a doctor has been sentenced to death. These people are surving on the Internet while lying in a hospital emergency room who knows, “said the husband of this Fonny Winoto.
Regarding the qualifications of agencies, associations of Indonesian insurance companies have made standardization and just discussed. Indonesian Insurance Council held a first test but unfortunately a lot of licensing agency that paid no attention. Many agents who do not yet have a permit but still sell because there is no enforcement. Starting this year about the qualifications of agents had been included in the Ministry of Finance (KMK) and the regulations that govern who has been appointed that the associations.
Looking ahead, according to Budi, insurance agents must have a SIM (Sell Permit). A special SIM sell traditional products while the SIM B to sell unit-linked products. Just like in a driver’s license, the holder can sell the SIM B Auto traditional products but not vice versa.
At AIG Lippo, all insurance agents are trained and tested alone and usually a higher standard. With the licensing agency, practically all of our training syllabus to meet the minimum standard.
Obstacle
Obstacles that hinder the development of life insurance is sometimes came from the clergy who do not understand the concept of insurance. If you buy life insurance products mean the same by mortgaging the soul. Though the concept is completely wrong. Especially in Indonesia life insurance life insurance translated.
In Malaysia, life insurance was translated and then converted into meaningful physiological life insurance.% N on holidays, “he said.
Interest in reading computer books, added Budi, started when he plunged in the computer business before joining the Lippo group. “I plunged in early starting the computer business, in 1983-1989,” he said. But, in fact since 1980 he has mastered the basic programming language.
Computer field is not a new thing for Facebook. Previously, he had hijacked menjaencang with other company employees who must membutukan money too.
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